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Marcin Zduniak

Selected work

Seven engagements where the outcome is specific. The rest of the path is below, in order, not a random dump.

CTO and co-founder · 2023 to present

SkyTrade

Problem
Cities get the drone complaints. Most cannot see flights live, prove oversight after an incident, or fund the work. Commercial operators already fly overhead with no local governance layer.
What I did
Owned technology strategy and architecture for Atlas, a government OS for low-altitude airspace, plus add-ons for permits, detection, aerial response, and air-rights revenue. Led a team of up to 20 across web, mobile, and backend. The platform sits alongside FAA rules and connects to Remote ID, UTM, operator C2, and city systems.
Outcome
Live municipal product at sky.trade. Supported fundraising.

CTO · 2018 to 2022

Close Cross

Problem
The first MiFID II regulated crypto firm needed a peer-to-peer derivatives product live under the license, not as a sandbox demo. Architecture, QA, and security all sat on the critical path.
What I did
Started as a part-time architect, then owned end-to-end delivery: Ethereum L2 state channels, certification evidence, and the security bar regulators actually check.
Outcome
Product went live; Malta MiFID II license obtained.

Team leader and architect · 2013 to 2018

Intelligent Payments

Problem
A PCI DSS Level 1 gateway serving large gaming and e-commerce clients had to stay reliable while integrating 100+ payment rails and AML controls.
What I did
Led distributed teams across Gibraltar, Malta, and Romania. Built payment integrations and risk subsystems; introduced CI and quality tooling at scale.
Outcome
Gateway held PCI L1 under load. Business later acquired by EVO Payments.

CTO · 2022 to 2023

Fr0ntierX

Problem
An NFT-focused software house needed white-label launchpad, marketplace, and issuance tooling that could ship on more than one chain without becoming unmaintainable.
What I did
Set the architecture and first prototype; led a team of up to 15. Delivered Ethereum, Polygon, and ImmutableX integrations.
Outcome
Three-chain platform in production, with a stack the team could keep shipping on.

CTO, Architect · 2022 to 2024

The Risk Protocol

Problem
Crypto has trading rails but no simple way to choose volatility without margin calls and liquidations.
What I did
Architected SMART tokens (RiskON / RiskOFF) that split BTC and ETH exposure, plus TokenFactory, Orchestrator, and Elastic Supply Pool in upgradeable Solidity. Hired the founding engineering team; off-chain risk engine, on-chain settlement.
Outcome
Protocol and app live at riskprotocol.io.

Co-founder, CTO and COO · 2021 to present

JHELY

Problem
Buying LATAM property remotely meant travel, opaque paperwork, and no portal built for that path.
What I did
Built the first platform and the remote operating model. Hired across IT, marketing, sales, and business development, and still co-run operations.
Outcome
Portal live at jhely.com for Spanish-speaking LATAM and Europe.

Architected the solution · 2025 to present

John CEO

Problem
Founders already pay for chat AI and still copy-paste into email, CRM, and calendar. Pooled products share a brain across customers.
What I did
Designed the control plane: dedicated per-user workspace, Slack and Telegram agents, tool routing (MCP), billing, and the rule that platform secrets never land on a user VM.
Outcome
Product live at john.ceo.

Career

Compact list of companies and roles. Details live in the CV.

Current

  • SkyTrade CTO and co-founder 2023 to present

    Municipal drone governance for cities: visibility, local rules, and funded oversight.

Web3 and fintech

  • John CEO Architected the solution 2025 to present

    Private per-user AI workspaces with Slack and Telegram agents.

  • The Risk Protocol CTO, Architect 2022 to 2024

    DeFi primitive that tokenizes risk; SMART tokens for BTC and ETH volatility.

  • Fr0ntierX CTO 2022 to 2023

    NFT-focused white-label Web3 launchpad, marketplace, and issuance.

  • Estate Protocol Blockchain consultant

    RWA, fractional real-estate investment.

  • inBillo Blockchain consultant 2021 to 2022

    B2B debt management and enterprise liquidity.

  • JHELY Co-founder, CTO and COO 2021 to present

    PropTech portal for Spanish-speaking LATAM and Europe.

  • Yamata Blockchain architect

    Hybrid crypto exchange.

  • Tontine Trust Blockchain consultant

    Life insurance on-chain.

  • Invactor Blockchain consultant

    Invoicing and remittance payments.

  • trade.io Head of Blockchain then CTO 2018 to 2019

    Centralized cryptocurrency exchange; ran the technology department with globally distributed teams.

  • Close Cross CTO 2018 to 2022

    First MiFID II regulated crypto firm; peer-to-peer derivatives.

  • Espeo Software Head of Blockchain 2017 to 2019

    Built the blockchain department in the software house. Architecture, delivery, mentoring, and pre-sales.

  • Colubris.PRO Blockchain and crypto consulting 2014 to 2018

    Own consultancy. Architecture and delivery for ICOs, exchanges, and smart contracts (Ripple, Stellar, Hyperledger, Corda).

Earlier

  • Intelligent Payments Team leader and architect 2013 to 2018

    PCI DSS L1 payments gateway; later acquired by EVO.

  • ICON plc (Firecrest) Senior Java engineer 2012

    Pharma backend services, ETL, multi-tenant migration.

  • TELEO / KillBill IT director 2009 to 2012

    Mobile-bill optimization; first platform prototype on AWS.

  • Consileon Tech consultant 2007 to 2008

    German banks (incl. DekaBank, DAB). Commission system and high-availability messaging.

  • Comarch Technical leader 2005

    Insurance process software.

  • NaviExpert Engineer 2006 to 2007

    Mobile navigation for low-end phones (J2ME).

  • BCC SAP tech consultant 2005 to 2006

    SAP integration work.

  • Digital marketing and internal systems.

  • MOBILE BOX Mobile apps engineer

    Mobile application delivery.

  • O'CHIKARA Developer

    Desktop app for managing an educational school.